Flexible Reward Checking

A checking account from your credit union offers the convenience you want to manage your personal day-to-day finances. Earn dividends on your checking with a minimum average daily balance of $300.00. Have overdraft protection from your savings or Line of Credit and unlimited check writing and debit card transactions for no monthly fee.

Earn up to 1.26% APY* and enjoy lots of great features and services with your Checking account at Eagle Express Federal Credit Union!

Routing Number (ABA) - 265377387


Checking Rates with Rewards

Average Daily Balance


$300.- $10,000

1.26% APY*

$10,000.01 and up

0.20% APY*

If qualifications are not met

0.20% APY*

REWARD Qualifications

To qualify for 1.26% APY* and ATM refunds** each month, you must meet the following requirements:

  • Have at least 15 debit transactions greater than $5.00 post and settle (PIN or signature)
  • Have an automatic deposit of $500 or more each month
  • Be enrolled in eStatements
  • Account must be in "good standing"***

*Annual Percentage Yield (APY). No minimum to open an account. The reward will post within the first 5 days of the following month. Rate tiers are as follows: 1.26% APY applies to balances of $300.00 - $10,000 and 0.20% APY  applies to balances over $10,000 as long as qualifications are met each month. If qualifications are not met 0.20% APY applies to all balances.
**Domestic ATM fee refunds up to $10 per cycle when qualifications are met.
***No negative accounts and loans cannot be past due more than 14 days
Rates are subject to change. No monthly service charge.
Federally insured by NCUA.
For educational purposes. Earnings grow tax-free if you meet the income requirements.
For more information concerning the types of IRA investments we offer, stop by or give us a call.

Overdraft Protection

  1. The Credit Union will automatically transfer money from savings three times per month at no charge to cover insufficient checks.
  2. The Credit Union will manually transfer money from savings an additional three times per month. Some Fees may apply. See Fee Schedule.
  3. You may also establish a line of credit that will cover your insufficient funds checks up to the assigned credit limit. No fee will be charged for this service.
  4. If you sign up for direct deposit, the Credit Union will overdraw your account up to the maximum amount that is incoming less any pending distributions after the Credit Union has been notified of the pending deposit. Notification usually occurs approximately two days in advance of deposit. Some Fees may apply. See Fee Schedule.


Get the mobile app that lets you control debit card usage and spending on the go.

Eagle Express FCU is proud to offer CardHub®, a card management and fraud mitigation tool for debit cardholders. Cardholders simply connect their debit card through Eagle Express FCU mobile app then they can actively manage their debit cards from their smartphone.

With this powerful debit card management tool, cardholders can set parameters for when, where, and how their debit card is used. It’s easy to turn ‘off’ your debit card using your smartphone, and then turn it back ‘on’ when you want to use it.

The on/off feature is only one of the safeguards available with CardHub. Using the GPS system in the smartphone, geographic use restrictions can be established. Other controls can restrict usage by merchants and spending limits. Real-time alerts create another layer of fraud protection with notice that a transaction was attempted, declined, or both.

CardHub puts the control of debit cards right into your hands. Link more than one account to keep track of all debit cards in one easy-to-use application.

For more information, contact the credit union at 601-355-6363 or 1-800-698-7570


Routing Number (ABA) 265377387

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