LOAN RATES

All rates are based on Equifax beacon score.
All rates are based on credit category and loan term.
All rates are expressed as Annual Percentage Rate (APR).
All rates are subject to change without prior notice.  Rates fluctuate based upon the current Wall Street Journal Prime Rate.

Rates effective as of March 23, 2023

VEHICLE LOAN RATE SPECIAL

**LIMITED-TIME OFFER **Effective 4-24-2024

**RATE IS AS STATED BELOW, NO DISCOUNTS WILL APPLY**

**NEW AND USED VEHICLES UP TO 72 MONTH FINANCING

CATEGORY A (690+)                              4.49% APR

CATEGORY B (660-689)                         6.49% APR

CATEGORY C (620-659)                         8.49% APR

CATEGORY D (619 - below )             10.49% APR

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Discounts

One 0.50% APR discount will be given for one of the following items when applying for an auto loan:

  • An existing active checking account.
  • An existing active Visa account.
  • When applying online (through Eagle Express Web)

**4.50% APR FLOOR RATE.**

DISCOUNTS ONLY APPLY TO AUTO LOANS AT RATES STATED BELOW-NOT TO LOAN RATE SPECIALS

Category A: 690 or above

Vehicle

As low as 5.50% APR

Other Equipment

As low as 7.75% APR

VISA/LOC/Signature

As low as 11.75% APR

Category B: 660-689

Vehicle

As low as 7.50% APR

Other Equipment

As low as 9.75% APR

VISA/LOC/Signature

As low as 13.75% APR

Category C: 620-659

Vehicle

As low as 10.00% APR

Other Equipment

As low as 11.75% APR

VISA/LOC/Signature

As low as 17.75% APR

Category D: less than 620

Vehicle

As low as 15.00% APR

Other Equipment (Minimum score of 575 to qualify)

18.00% APR

VISA/LOC/Signature (Minimum score of 575 for VISA)

18.00% APR

Share Loans

Secured by 2% Above Current Share Account Dividend Rate

VISA (share-secured)

4.25% APR

Routing Number (ABA) 265377387

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